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Cyber Insurance

Is your business ready for a digital attack?

Call us today on
01905 930 760
Enquire here
As a broker, we have access to a wide range of insurers, each with specific appetites for certain risks. This allows us to source the most suitable coverage for your unique needs, ensuring your business is protected no matter the circumstances.

What is cyber insurance?

Cyber insurance helps your business recover when it’s affected by a cyber attack, security breach or an incident caused by accidental human error. It provides expert guidance and financial support so you can recover quickly, minimise disruption and keep trading with confidence.

For marine focused and coastal businesses, technology sits at the heart of day to day operations — from booking systems and navigation tools to stock management, supplier communication and customer data. Even a short lived cyber incident can cause costly knock on effects, so having the right help, fast, really matters.

 

Why it matters in today’s digital world

Whether you run a boatyard, marina, workshop or service based business, technology is now central to how you work. When systems are compromised – through an attack, unauthorised access or a mistake – the impact can be immediate. A cyber incident can lead to financial loss, reputational harm, downtime and even legal complications. With cyber insurance in place, you have the right expertise ready to help you manage, contain and recover from an incident without having to navigate the chaos yourself.

More than just data breaches

Cyber‑attacks aren’t just about stolen information. Many of the most disruptive incidents involve locked systems, corrupted files or convincing scams that lead to financial loss.

Cyber insurance helps by providing support when:

Criminals impersonate suppliers or customers to divert payments
Ransomware or malware locks or corrupts essential files
Confidential information is shared accidentally
A virus is unknowingly transmitted to others

It also includes help from forensic specialists who can investigate what happened, restore systems and reduce the chance of it happening again. If your business can’t operate due to downtime, financial support for lost income and additional costs helps keep you steady.

These risks are particularly significant for marine based businesses managing bookings, vessel data, equipment records or customer information.

Your emergency response team

When your systems go down or something feels suspicious, you need immediate help. Cyber insurance gives you 24/7 access to people who deal with these situations every day.

Your response team can:

Investigate what happened and recover lost or locked data
Support you through ransomware negotiations
Advise on regulatory reporting and compliance
Help manage communication with customers, suppliers and staff

For marine operations where timing, safety and customer trust are critical, this rapid response is often the difference between a quick recovery and prolonged disruption.

The real cost of an incident and resilience

A serious cyber incident can bring operations to a standstill, leading to lost revenue, cancelled bookings, system repair bills and long‑term reputational harm. Supply‑chain interruptions can add even more pressure. At the same time, cyber threats continue to evolve, with smaller businesses often targeted because they appear easier to breach.

Cyber insurance helps stabilise your business by supporting essential repairs, recovery work and financial losses, while also demonstrating to customers and partners that you take cyber risk seriously. This combination of practical recovery support and long‑term resilience is especially important in marine environments where professionalism, reliability and smooth operations are vital. With the right cover, your business can recover quickly and keep moving, even when something unexpected happens.

Assess your requirements

Cyber incidents are now a routine business risk, but the consequences don’t have to be. Cyber insurance offers expert help, financial support and practical guidance to keep your business running.

Ready to strengthen your business? Contact the Haven Knox Johnston Commercial team today to discuss the right cyber cover for you.

Call our team of experts on 01905 930 760 today.

Why choose us?

Expert navigation of the marine trade market

Well-established relationships with specialist insurers means we can swiftly source the right protection for your business.

A longstanding
experienced crew

With 20 years in Marine Trade insurance, we understand the industry’s nuance and provide guidance, efficiency and support.

On board with
every business

We have the flexibility and scope to offer the highest standards of cover for marine businesses and associations of all shapes and sizes.

Call us today on
01905 930 760
Enquire here

Common objections

It’s too expensive

Cyber insurance can feel like an extra cost, but a single cyber incident can cost far more in lost income, system recovery, legal support and reputational damage. With UK businesses now far more likely to face a cyber incident than a fire or theft, the value of having expert help on standby is significant.

Cyber attacks only affect big companies. I’m not a target

Smaller businesses are often targeted because criminals know they tend to have fewer digital defences. If you use email, online banking, store customer information or rely on digital files, you already face cyber risk. Cyber insurance helps you deal with mistakes and recover quickly.

We don’t collect sensitive data, so we have no exposure

Many cyber claims have nothing to do with sensitive data. Instead, they stem from system outages, unauthorised access or theft of funds. Even basic customer or supplier details, or simply using email and online banking, can leave a business vulnerable.

We already spend money to secure our networks, so we don’t need insurance

Good cyber security is essential, but it can’t stop every attack. Criminals increasingly use social engineering to trick staff, bypassing even strong defences. Cyber insurance acts as your safety net, providing experts and financial support when security controls are sidestepped.

Our IT provider looks after everything we so don’t need cyber insurance

Most IT providers limit what they’re responsible for, and their own insurance is designed to protect them, not you. If they experience an issue or misconfiguration, your business still faces downtime, financial loss and reputational damage. Cyber insurance ensures you have specialists working directly for you.

Our staff are experienced; they don’t make silly mistakes

Even highly skilled people make mistakes — and most cyber incidents start with a simple slip. Clicking a link, sending the wrong file or using a weak password can all open the door to an attack. Cyber insurance helps ensure these moments don’t turn into a major operational problem.