Meet...

Fred Brown

Their role at HKJ Commercial
Business Development Executive
A man smiling outdoors, wearing a white jacket, with boats and banners in the background, circular frame and orange accent. Profile

Growing up in the historic yachting town of Burnham-on-Crouch, the marine industry and East Coast boating community have always played a significant role in Fred’s life. His connection with the water began at an early age and developed into a lifelong passion for sailing. Childhood years were spent sailing a variety of dinghies and cruising with family aboard a Contessa 32, before progressing into competitive keelboat and yacht racing during his teenage years and early twenties.

Building on this experience, Fred went on to work professionally aboard large sailing yachts, ranging from 24-metre modern classics to a 58-metre sloop. These roles provided the opportunity to travel extensively while gaining first-hand experience of the maritime sector and the people who make it such a unique industry. Throughout his life and career, being on or around the water has remained a constant.

Following his time in the superyacht industry, Fred spent five years with an independent insurance brokerage, where he led the Private Clients team. During this time, he developed strong relationships across the insurance market while gaining valuable commercial, leadership and client-facing experience.

Today, Fred combines his extensive marine background with the industry knowledge, professional network and relationship-building skills developed throughout his insurance career. Joining HKJ Commercial allows him to bring these experiences together, helping clients navigate risk and protect the businesses, assets and livelihoods that matter most to them.

Why choose us?

Expert navigation of the marine trade market

Well-established relationships with specialist insurers means we can swiftly source the right protection for your business.

A longstanding experienced crew

After nearly 20 years in marine trade insurance, we understand the range and nuance of the industry and offer ongoing guidance, efficiency and personal support.

On board with every business

We have the flexibility and scope to offer the highest standards of cover for marine businesses and associations of all shapes and sizes.

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